Insurance products that ensure your protection at a time when its needed most. At Insurance Protection Group we will work with you to determine the right coverage and payment options that are suited best for you.

Term Life Insurance
Term insurance is designed to provide your family with insurance protection for a specific period of time. If the insured person dies within that time period, his or her beneficiaries will receive a tax-free insurance benefit.

For many young people or families just starting out, term life insurance is a logical choice. Initially, term insurance costs less than permanent insurance. The younger you are, the less it costs.

Permanent Insurance
Permanent life insurance is designed to provide insurance protection for the entire lifetime of the insured person. Many people appreciate this kind of security. If the insured person dies, his or her beneficiaries will receive the tax-free insurance benefit.
    
Permanent life insurance is initially more costly than term life insurance. However, in the long run, it is often the more cost-effective decision. We can help you determine the amount of insurance you need. You need to consider your family's income needs, as well as the amount of premium you can afford to pay.

Universal Life
Universal life insurance combines permanent life insurance protection with flexible investment options, customized to your financial needs. Depending on the universal life insurance product you've chosen, you may have a number of investment options that can allow for tax sheltered growth of your money.