Mutual Funds
What is a Mutual Fund? A mutual fund is a group of stocks, bonds and other investments that are owned by a large number of investors and managed by a professional investment company. The money you contribute to a mutual fund buys you shares, or units, of that fund. A common investment objective (eg. long-term growth) and an agreement of the way it can be achieved (eg. by investing in large Canadian companies) are what draw investors to a particular fund.
In Canada, investors should read the prospectus before they purchase any mutual fund. This document provides the fund's investment objective, the investment style of the manager and the types of investments in which the fund will participate. Your financial advisor can help you determine if a fund is a good fit with your financial goals.
What Mutual Funds Invest In
When you invest in a mutual fund, you purchase a certain number of units of the fund. A professional money manager takes the entire pool of money from all of the fund’s investors and invests it in a carefully selected range of investments. The manager buys and sells those investments to maximize returns for the investors -- within the investment guidelines outlined in the prospectus.
The fund's value -- and the value of your units -- can go up or down from day to day. Some funds will fluctuate more than others and you will want to consider this factor when you choose a fund. A fund which experiences significant ups and downs in its value is probably not an ideal choice if you are saving for a short-term goal, for example. The cost of a fund’s units is updated daily, based on the fund's performance.
Many factors influence how your mutual fund performs, including the value of the underlying investments, changes in interest rates and other economic trends -- even the buy/sell process.
When you purchase units in a mutual fund, you agree to pay certain fees and expenses, usually deducted directly from your investment. Be sure you understand these fees, as well as how to both buy and sell your units. There are many choices you can make when it comes to savings and investment products. Representing some of the most prestigious Insurance Companies and financial institutions in North America, our dedicated staff have more than 100 years of combined experience and will be happy to help you whatever your needs. At Insurance Protection Group we represent some of Canada's largest mutual fund companies. With over 3,000 Mutual funds to choose from, we offer a diverse range of savings, income, growth, index and hedge funds.
Contact us and let us help you make the right choice for all your investment needs.
Quadrus Investment Services Ltd. is one of the largest mutual fund dealerships in Canada, serving more than 3,600 investment representatives across all Canadian provinces and three territories.
Quadrus is a member of the Mutual Fund Dealers Association (MFDA), The MFDA is the national self-regulatory organization (SRO) for the distribution side of the Canadian mutual fund industry. The MFDA regulates the operations, standards of practice and business conduct of its Members and their representatives with a mandate to enhance investor protection and strengthen public confidence in the Canadian mutual fund industry.
Stability
Quadrus Investment Services Ltd. is a member of the Great-West Lifeco Inc. group of companies, which includes The Great-West Life Assurance Company, London Life Insurance Company and The Canada Life Assurance Company and is associated with some of the premier financial services organizations in the country.
Strategic focus
The Quadrus team is committed to delivering on key value propositions for investment representatives and their clients including;
1. Grow assets
Broad, competitive product choice for businesses and individuals – including innovative offerings for high net worth clients.
2. Respect our compliance obligations
Well-established compliance structure that works with – not against – investment representatives to help protect their clients.
3. Make it easier to do business
Competitive technology built around a financial security model that is continually enhanced to keep it current.
4. Maintain financial stability
Associations with some of the premier financial services organizations in Canada contribute to stability.
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